The obvious question about a platform that distributes payments — asked and answered plainly. Nummaria is a resilience layer for your own money, not a way to hide it.
Money laundering disguises the origin of illicit funds. Nummaria does the opposite of every step that requires. Here is the whole reasoning, in plain terms.
Resilience, not thresholds. We spread load across accounts you own because banks freeze and derisk whole categories — never to keep any account under a reporting limit. Each payment settles in full to one rail.
Every rail settles directly into an account you already own, in your own name. Money never enters Nummaria's control — so there is no third-party movement to launder.
The purpose is business continuity: no prudent business wants its entire cashflow hostage to one acquirer. Spreading load is operational resilience, like a backup bank account.
Every order is attributable, logged, and reconciled into one reporting surface. Laundering needs opacity; Nummaria produces a unified ledger. Transparency goes up, not down.
Your banks and PSPs each run their own KYC and anti-money-laundering checks on the volume they receive, and file whatever the law requires. Nummaria doesn't replace or interfere with any of it.
Nummaria is not the police and not a shield. It's a payment-orchestration tool. You remain responsible for your own compliance — this isn't legal advice.
Distributing your own money across your own accounts is resilience. Concealing the source of funds is laundering.
Nummaria is built for the first and useless for the second. It routes legitimate revenue into accounts you control and writes a transparent record of every payment — the exact opposite of what hiding money requires.
No. Money laundering means disguising the origin of illicit funds. Nummaria routes legitimate revenue into accounts you already own, in your own name, and reconciles every payment into one transparent ledger. Nothing is hidden, pooled, or moved on your behalf.
Never. Every rail settles directly into your own bank, Stripe, or wallet. Nummaria is software that decides the path; funds never enter our control. That's also why we're not a bank, a payment processor, or a money services business.
The regulated providers you already use. Your banks and PSPs run their own identity and anti-money-laundering checks on the volume they receive and file whatever reporting the law requires. Nummaria doesn't replace, bypass, or interfere with any of that.
Structuring means deliberately splitting transactions to stay under reporting thresholds. That isn't what this is. Rotation exists for one reason — concentration risk: banks freeze and derisk whole categories, and no business should have its entire cashflow hostage to a single account. Each payment settles in full to one rail; we don't split individual transactions to dodge a threshold.
No, and we won't. Every transaction is logged and reconciled; the unified reporting surface makes your revenue more visible, not less. If the goal is to obscure income, this is the wrong tool.
Using several legitimate payment methods you own is ordinary commerce. What providers react to is opacity and unexpected patterns — exactly what a single, reconciled reporting surface avoids. You remain responsible for describing your business truthfully to each provider.
No. This page explains how the product works and how it differs from laundering; it is not legal or compliance advice. You remain responsible for your own AML and tax obligations — consult your own advisers for your jurisdiction and category.
A payment-orchestration plugin. It routes each checkout across rails you already own, adds resilience when one fails, and optionally documents compliance controls. Software — not a bank, processor, money services business, law firm, or regulator.
No. Nummaria never touches funds. Every account, terminal, and settlement belongs to you — we orchestrate between rails you already own. We are software, not a bank or a processor.
That rail's weight drops to zero and Nummaria keeps offering the rest. Because your volume was already distributed across accounts you own, checkout stays open and you keep trading.
Discounts are lawful; card surcharges are not. Nummaria only ever rewards customers for choosing cheaper rails — "pay by bank, save 4%" — and never adds a surcharge for choosing cards.
Open banking pay-by-bank in GBP and EUR, B2B invoicing with hosted pay links, manual bank transfer with weighted rotation, cards on your own Stripe, and crypto. More rails and regions follow at launch.
An optional add-on for high-risk merchants: a weekly storefront scan with a score and flagged lines, a researcher-verification gate, and a tamper-evident signed attestation ledger — the evidence you show a processor at review.
Nummaria is in early access now. Join the list and we'll bring you on as we open the plugin to more WooCommerce merchants.
One plugin, every rail, routed to the accounts you already own — with a transparent record of every payment.